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HOMEOWNERS INSURANCE INFORMATION & ANSWERS



Chapter 453 of the Acts of 2008 requires insurance companies insuring one to four family residential property to offer coverage for costs associated with the remediation or clean up of oil or liquid fuel spills. The purpose of the law is to provide one to four family residential property owners the option to purchase additional insurance coverage for liquid fuel oil that escapes from a fuel system.... more >>

Home insurance, also commonly called hazard insurance or homeowners insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include... more >>

Simply stated, to calculate the amount you need to properly insure your home, you must first determine its replacement cost - what it would cost you to rebuild your home from the ground up at today's prices for materials and labor. We can... more >>

Most standard Homeowners policies provide coverage for your items of Personal Property on an actual cash value basis which is the cost to replace the items minus depreciation because of age or use. For an additional premium charge, you can... more >>

When your house, garage, barn or other premises is damages in a covered insurance loss, you are paid to replace the same type of materials as were damages... more >>

Today more than 43 million Americans are operating full or part time business from the comfort of their homes, and these numbers continue to grow every year. One of the secrets to running a successful home-based business is being able to... more >>

Many people automatically assume that the proceeds of their insurance policy, written for a specified amount, will be paid in full and will fully reimburse them for their loss if their property is damaged or destroyed by fire. This is true if you have enough insurance and if... more >>

Many renters overlook or underestimate their insurance needs because they believe only "homeowners" need insurance. However, just as most of us would not think of owning an automobile without auto insurance, renters need protection... more >>







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phone: 781.447.5561
fax: 781.447.1246

293 Bedford Street
PO Box 228
Whitman MA 02382

Whitman, Massachusetts
phone: 781-447-5561
fax: 781-447-1246

175 Derby Street
Unit 2
Hingham Ma 02043

Hingham, Massachusetts

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