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BUSINESS INSURANCE INFORMATION & ANSWERS


Understanding Workers Compensation Insurance Coverage


  • Workers compensation is also referred to as employers liability insurance and is one the most important insurance needs of a business.

  • It is a No Fault Insurance, meaning no matter what the reason or fault it will always pay, assuring the business owners liability is completely covered in terms of payment to the employee.

  • Workers Compensation Insurance Coverage is mandated by the state of Massachusetts and as such must be purchased by any employer to protect an employee while on the job and performing work related tasks.

  • Being a requirement of the state makes this type of insurance necessary and cannot be overlooked by a business owner

NOTE: If not in place in time of an accident the owner of the business can and will face fines and major penalties and also would be forced to pay any injury damages to your employees. So the cost of not having this vital insurance in place could be as much as hundreds of thousands of dollars and cause a business to completely shut down.


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phone: 781.447.5561
fax: 781.447.1246

293 Bedford Street
PO Box 228
Whitman MA 02382

Whitman, Massachusetts
phone: 781-447-5561
fax: 781-447-1246

175 Derby Street
Unit 2
Hingham Ma 02043

Hingham, Massachusetts

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